HomeUncategorizedFor two families, buying a home through TRP is more than a dream come true

For two families, buying a home through TRP is more than a dream come true

by Ulises Silva
In the past few months, TRP has helped many people achieve the dream of home ownership. For two families in particular, buying a home meant so much more than signing on a dotted line.
Emeterio and Karyk Padilla are a young couple whoโ€™ve lived in Chicago for 10 years. For Emeterio, home ownership was a dream he didnโ€™t think he could pursue. โ€œI never thought I could afford to by a house,โ€ Emeterio says. โ€œI was young and I was afraid to see what my credit was.โ€
But after hearing about TRPโ€™s home purchase program at a mass at San Miguel church, the Padillas signed up for TRPโ€™s trolley tour of our new NSP2 properties for sale and saw a home they wanted to buy. So they signed up for TRPโ€™s free financial wellness classes to better position themselves for home ownership. โ€œThanks to TRP,โ€ Emeterio says, โ€œwe educated ourselves on the home buying process.โ€
With new knowledge and confidence, Emeterio applied and was approved for a home loan, and closed on their new house in November. The Padillas are now looking forward to becoming a part of and helping out the Back of the Yards community.
For David and Maria Zavala, a married couple with children who had lived in small, cramped apartments since coming to the United States, home ownership was also a dream that seemed impossible. โ€œWeโ€™d see houses and think how nice it would be to own one,โ€ says Maria, โ€œbut we always thought we never could own one ourselves. Weโ€™d tried to buy a home before, but the real estate broker told us we didnโ€™t have enough for one.โ€
They heard about TRPโ€™s home purchase program and decided to learn more about it. They signed up to take a tour of three of TRPโ€™s NSP2 properties in Back of the Yards, and fell in love with the first house they saw. So they decided to give the home buying process another try.
โ€œWe had many doubts about it,โ€ says Maria. โ€œBut TRP gave us the confidence to move forward.โ€
The Zavalas closed on their home in November. โ€œThe kids are happy,โ€ explains David, โ€œbecause here they have room to play and grow.โ€
The Zavalas are now encouraging others to follow in their example. โ€œThis is a process you have to follow,โ€ says David. โ€œTRP teaches you about financial education and about your responsibilities as homeowners. Many people hear about this program, and they wonder, โ€˜How can this be? It canโ€™t be true.โ€™ But TRP took us by the hand, and they helped us every step of the way, even with closing.โ€
But for both parents, having a home means more than just having more room for their children. โ€œWe were told this can be a tough neighborhood,โ€ says Maria, โ€œbut if we put in the effort and make sure our kids get a good education, we can help to end the violence. It begins with having a good home and a home filled with love. TRP gave us the chance to have such a home.โ€
Learn more about TRP’s Home Purchase program here!

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