Home purchase program

TRP’s Home Purchase Program can help you buy your first home.

It’s a one-stop shop that offers a step-by-step process to help you prepare to buy a home, find the home you want, find the best mortgage loan, and close on your new home. We call it the HomeSmart process, because we want to help you not just buy a home, but keep your home through smart, responsible financial preparation.

TRP’s goal is to get you into the right home. Our professional brokers are salaried, which means they focus on the mission, not the commission!

The HomeSmart process begins with free workshops for homebuyers, and culminates with the purchase of a home.

Free Workshops for Homebuyers and Homeowners

abc of homeownership 13 feb 6 009Communities without the right homeownership education fall prey to predatory lenders, home repair scams, and high foreclosure rates – robbing neighborhoods of wealth and investment.  Educated communities, on the other hand, attract reputable financial institutions and consumer services, allowing community wealth to be preserved and families’ assets to grow. We conduct a variety of workshops in order to provide this education.

ABC’s of Homeownership - The core of TRP’s homeownership and financial literacy curriculum, this workshop should be your first step in the homebuying process.  Before going to a bank, broker, or real estate agent, it is important to be armed with as much information as possible.  This 6 hour workshop covers the entire homebuying process and is designed especially for families who want to buy a home for the first time.  It addresses everything from understanding the pros and cons of homeownership, to finding the right loan, to the closing process.  You will learn from one of TRP’s homeownership experts, as well experts from the field:  including lenders, real estate agents, and home inspectors.  Make this workshop your first step!

Banking with Confidence - Learn how the banking system works and what is needed to open a savings and checking account.

Budget, Debt Management and Credit - Understand the importance of using a monthly budget and effectively managing debt and credit.

Home Maintenance - Learn how to maintain your home in good working order and how to finance home repairs.

Foreclosure Prevention - In these workshops, our financial counselors explain the process of foreclosure and the range of options facing you, the ins and outs of speaking with your lending institution, and how to protect yourself from foreclosure rescue scams.You will also learn how to take advantage of the HUD-approved one-on-one counseling services that TRP offers.

For more information on one of these workshops, call (312) 666-1323 or email homes@resurrectionproject.org.

 

Are you ready to buy a home?

_MG_0419Our goal is to not only help you buy a home, but to give you the tools and knowledge to keep it. TRP’s Home Purchase Program will take you through the steps of buying a home. After you take some of the workshops listed above, one of our professional, commission-free Realtors® will work with you to find the home you want in the neighborhood you want. We’ll also work with you to help you secure financing, and see if you qualify for up to $10,000 in down payment assistance. Finally, we’ll be there with you at closing to make sure everything is in order.

This is a free service open to anyone interested in buying a home.

Why are our services free?
The Resurrection Project is a community development organization created by the community to serve the community. Our goal is the revitalization of our neighborhoods. Our clients are its people. When one of our clients buys a home, they are investing in that community. They are helping it grow and helping it become a healthier, safer place.

To begin the process of buying your home through TRP’s Home Purchase Program, call (312) 666-1323 or email homes@resurrectionproject.org.

 

 

 

fair-housingEqual Housing Opportunity Statement
We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the nation.

We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status, or national origin.