Buying a Home

Our home purchase loans are designed to make buying a home more accessible and sustainable.

Inspire 100 Mortgage Program

  • Up to 100% financing options available
  • Reduced mortgage insurance requirements
  • Flexible income guidelines
  • Available for eligible buyers purchasing a primary residence

Purchase 2nd Mortgage

  • Helps reduce cash needed at closing
  • Can be paired with partner first mortgages
  • Competitively fixed interest rates
  • Supports affordable homeownership

Advantage Share Loan

  • Designed for housing co-op purchases
  • Up to 95% financing available
  • Fixed-rate financing
  • Local underwriting familiar with cooperative housing

HomeGrown Purchase Assistance Program

The HomeGrown Grant Program makes homeownership in the is City of Chicago more affordable for low- to moderate-income households by providing financial assistance for down payment and closing costs.

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Housing Cooperatives & Shared Equity Homeownership

We provide responsible affordable loans and purchase assistance to make your purchase accessible.

Advantage Share Loan

  • Designed for housing co-op purchases
  • Up to 95% financing available
  • Fixed-rate financing
  • Local underwriting familiar with cooperative housing

City of Chicago Shared Equity Investment Program (SEIP) Purchase Assistance

SEIP provides purchase assistance to expand opportunities for shared equity homeownership to buyers purchasing the following types of shared equity housing:

Housing cooperative

Community Land Trust (CLT) property

Property with resale affordability restrictions

Learn More

Explore the Possibility of Co-Op Housing

Purchase and maintain your housing cooperative.

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Victor Lua

Director of Lending | Loan Originator

773 828 5639

[email protected]

1818 South Paulina Street, Chicago, IL 60609

NMLS ID 2683170 | Illinois License 031.0090821

TRP Lending, LLC

All loans are originated by TRP Lending, LLC, an Illinois Mortgage Licensee #MB.6761143

We do business in accordance with the Federal Fair Housing Law

For licensing information, go to: www.nmlsconsumeraccess.org

Support Options for Homeowners

TRP Realty Services

TRP Realty

Buy or sell your home with our trusted agents committed to serving our community.

Financial Coaching & Credit Building

Financial classes and coaching to build credit, manage debt, and grow savings.

TRP Post Purchase Support

Post-Purchase Support

Get ongoing guidance — from foreclosure prevention to refinancing.

Home Improvement & Repair Loans

Access home repair and improvement financing.