- Up to 100% financing options available
- Reduced mortgage insurance requirements
- Flexible income guidelines
- Available for eligible buyers purchasing a primary residence
Financing for Your Homeownership Journey
Buying a Home
Our home purchase loans are designed to make buying a home more accessible and sustainable.
Inspire 100 Mortgage Program
Purchase 2nd Mortgage
- Helps reduce cash needed at closing
- Can be paired with partner first mortgages
- Competitively fixed interest rates
- Supports affordable homeownership
Advantage Share Loan
- Designed for housing co-op purchases
- Up to 95% financing available
- Fixed-rate financing
- Local underwriting familiar with cooperative housing
HomeGrown Purchase Assistance Program
The HomeGrown Grant Program makes homeownership in the is City of Chicago more affordable for low- to moderate-income households by providing financial assistance for down payment and closing costs.
Housing Cooperatives & Shared Equity Homeownership
We provide responsible affordable loans and purchase assistance to make your purchase accessible.
Advantage Share Loan
- Designed for housing co-op purchases
- Up to 95% financing available
- Fixed-rate financing
- Local underwriting familiar with cooperative housing
City of Chicago Shared Equity Investment Program (SEIP) Purchase Assistance
SEIP provides purchase assistance to expand opportunities for shared equity homeownership to buyers purchasing the following types of shared equity housing:
Housing cooperative
Community Land Trust (CLT) property
Property with resale affordability restrictions
Explore the Possibility of Co-Op Housing
Purchase and maintain your housing cooperative.
Contact Us for More Information
Victor Lua
Director of Lending | Loan Originator
773 828 5639
1818 South Paulina Street, Chicago, IL 60609
NMLS ID 2683170 | Illinois License 031.0090821
![]() |
![]() |
TRP Lending, LLC
All loans are originated by TRP Lending, LLC, an Illinois Mortgage Licensee #MB.6761143
We do business in accordance with the Federal Fair Housing Law
For licensing information, go to: www.nmlsconsumeraccess.org
Support Options for Homeowners
TRP Realty
Buy or sell your home with our trusted agents committed to serving our community.
Financial Coaching & Credit Building
Financial classes and coaching to build credit, manage debt, and grow savings.
Post-Purchase Support
Get ongoing guidance — from foreclosure prevention to refinancing.
Home Improvement & Repair Loans
Access home repair and improvement financing.
Our Commitment
Building Community. Championing Justice.
Together, we're creating stronger neighborhoods where immigrants and families have the power to shape their future.

